1. Acceptance of These Terms
These Terms and Conditions (“Terms”) govern your use of lufi.life and your communications with LUFI. LUFI is a registered trade name of AKB Innovative Solutions LLC (“LUFI,” “we,” “us,” or “our”). By using our website, you agree to these Terms. If you do not agree, do not use the website.
2. Website Information
The website provides general information about LUFI, educational resources, appointment opportunities, and services. Website content is provided for general educational and informational purposes and is not individualized legal, tax, accounting, investment, medical, or financial advice.
Insurance products and related services are subject to eligibility, licensing, underwriting, carrier approval, policy terms, exclusions, limitations, and availability. Nothing on this website guarantees approval, coverage, pricing, financial performance, or a particular result. Any recommendation or transaction will be addressed through the appropriate licensed process and governing documents
3. Permitted Use
You may use the website only for lawful personal or business purposes. You may not interfere with the website, attempt unauthorized access, introduce malicious code, misrepresent your identity, use automated means to collect content without permission, or use the website in a way that violates applicable law or another person’s rights.
4. Intellectual Property
Unless otherwise stated, the website and its content—including text, graphics, branding, educational materials, forms, and design elements—are owned by or licensed to LUFI and are protected by applicable intellectual-property laws. You may not reproduce, distribute, modify, sell, or commercially exploit this content without prior written permission.
5. LUFI Text Messaging Terms
By separately opting in, you authorize LUFI to send text messages to the mobile number you provide. Messages may include appointment confirmations and reminders, responses to requests, follow-ups, service updates, educational information, and promotional messages.
● Program name: LUFI Messaging
● Sender: LUFI, a registered trade name of AKB Innovative Solutions LLC
● Message frequency: Message frequency varies.
● Charges: Message and data rates may apply.
● Opt-out: Reply STOP to unsubscribe at any time. After you opt out, you may receive one final message confirming your request.
● Help: Reply HELP for assistance or email [email protected].
● Carrier responsibility: Mobile carriers are not liable for delayed or undelivered messages.
● Consent: Consent to receive marketing text messages is not a condition of purchasing any product or service.
● Eligibility: You must be the account holder or have authorization to enroll the mobile number provided.
● Privacy: Our handling of personal and mobile information is described at https://lufi.life/privacy-policy.
You agree to provide an accurate mobile number and notify us if the number changes. We may change or discontinue the messaging program, or suspend messaging to a number, at any time. Opting out of text messages does not prevent you from contacting LUFI through another available method.
6. Email Communications
If you subscribe to marketing emails, you may unsubscribe through the link provided in the email. We may still send administrative or service-related communications when appropriate.
7. Third-Party Services and Links
The website may use or link to third-party platforms and services. LUFI does not control and is not responsible for third-party content, availability, security, or practices. Your use of a third-party service may be governed by separate terms and policies.
8. Disclaimer of Warranties
To the fullest extent permitted by law, the website and its content are provided “as is” and “as available.” LUFI disclaims warranties regarding the website’s accuracy, completeness, availability, security, or suitability for a particular purpose. Some jurisdictions do not allow certain warranty exclusions, so portions of this section may not apply to you.
9. Limitation of Liability
To the fullest extent permitted by law, LUFI and AKB Innovative Solutions LLC will not be liable for indirect, incidental, special, consequential, exemplary, or punitive damages arising from use of, or inability to use, the website. Nothing in these Terms limits liability that cannot legally be limited or excluded.
10. Indemnification
To the extent permitted by law, you agree to indemnify and hold harmless LUFI and AKB Innovative Solutions LLC from claims, losses, or expenses arising from your unlawful misuse of the website, your violation of these Terms, or your infringement of another person’s rights.
11. Governing Law
These Terms are governed by the laws of the State of Arizona, without regard to conflict-of-law principles. Any dispute will be brought in a court of competent jurisdiction located in Maricopa County, Arizona, unless applicable law requires otherwise.
12. Changes to These Terms
We may update these Terms periodically. Updated Terms will be posted on this page with a new effective date. Continued use of the website after an update constitutes acceptance of the revised Terms to the extent permitted by law.
13. Contact Us
LUFI
A registered trade name of AKB Innovative Solutions LLC
1530 E Williams Field Rd, Suite 201 Gilbert, AZ 85295
Email: [email protected] Website: https://lufi.life

© 2026 AKB Innovative Solutions LLC - All rights reserved.